Even if you don’t own the home you live in, you still have personal property that needs to be protected.
Renter’s insurance covers damages to your possessions when you rent and includes liability insurance should someone get hurt at your residence.
A renter’s policy provides coverage, up to the limits you select, for specified items and situations, including:

  • Personal property (furniture, electronics, computer equipment, clothing, etc.).  A policy will normally pay replacement cost to replace your items (Check your policy or with your agent.)  Therefore, it is very important to calculate how much it would cost to replace what you have.  You may be surprised how much it would truly cost to make you whole.
  • Personal liability if someone is hurt, whether in your home or away from it.  This coverage also protects you if there is damage to your building as a result of a negligent act on your part, and therefore could be considered the most important coverage.  For example, if you started a fire as a result of leaving a candle lit or while cooking, your liability coverage will protect you from having to pay for the loss out of pocket.  Carry as much liability coverage as your policy provides and if you live in a large home or apartment complex, consider an umbrella policy.
  • Damage to your apartment or home caused by a covered loss.

Oftentimes, landlords require residents to carry renters insurance.  This is done to protect you, the property owner, and the management company.  In order to meet the requirement and minimize your cost, click here and follow these pointers.

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Testimonials
I signed up the family vehicles on the Nationwide SMART RIDE program. Just for signing up I saved 5% per vehicle which = savings ever month. The program was only 6 months and now I have additional savings ranging from 17% – 20% per vehicle. This is a fantastic way to save money. Thanks Braun Agency.
R. Clark
The Braun Agency Team ROCKS!! Amazing service, competitive rates and solid claims backing. They offer the personalized touch of having an office you can walk into and an experienced agent to talk to, combined with the convenience of an easy-to-use website and 24/7 access to claims through Nationwide. Wouldn’t trust my home to anyone else!
K. Dale
My wife and I are leaving our current insurance company after 25 years to join the Nationwide team and specifically, The Braun Agency. They define the difference between good and great and represent what customer service should be.
C. Cohen
They are very friendly and knowledgeable! They provide good info on their Facebook page.
T.C.
Several years back I had to switch from The Braun Agency when I purchased my home because Nationwide was not writing policies in my area at the time. Fast forward today…I have not found an agency that offered the customer service like the Braun Agency. I was so happy to be able to switch our auto, home and boat policies back. As expected with their staff,
Kim Harris was super helpful and attentive.
Denise D.