Monthly Archives: August 2016

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How To Stop Being Broke…And Save $1,000 (We Promise This Is Real!)

I know… I know… For a lot of our readers, the thought of saving money when you’re living paycheck to paycheck is a joke. It’s not that working people don’t want to save; it’s just that too many of us are struggling with trying to pay the rent and put gas in the car. By [...]

Are YOU In The 59%…..??

A study done by CBS Money Watch several years ago stated that 59% of homeowners are underinsured and, on average, only have 78% of the insurance amount needed to replace or rebuild their homes. Scary, huh? In general, people tend to be under insured. I get a ton of questions concerning home insurance valuations from [...]

Do You Really Need Rental Car Insurance?

Why Car Rental Insurance? The best time to make the decision about whether you will need extra rental car insurance is before you’re standing at the car rental counter. Collision Damage Waiver (CDW), or Loss Damage Waiver (LDW), relieves you of financial responsibility if your rental car is damaged or stolen. If you have comprehensive [...]

Nope! We Didn’t Make Those Numbers Up

  In general, people tend to be under insured. This means that if they experience a loss to their business they would not have adequate coverage to replace or rebuild their business to the state it was in before the loss occurred. The process will require forethought and research...but why pay for insurance if the [...]

3 Quick Steps to Smarter Insurance

Insurance is intended to protect you against events that would be financially devastating if you did not have coverage and it works by spreading significant these dramatic losses over large numbers of people.  Your goal is to get the maximum amount of coverage on the high side while structuring your policies so that the coverage [...]

Back To School: 17 Tips To Get You (And The Kids!) Organized

Believe it or not, summer is coming to an end. Teachers are gearing up for new classes (or have already started!), fall decorations are popping up in stores and "back-to-school" signs are in nearly every store. The end of summer, for many, means the end of flexible schedules and lazy days. Vacations are done and [...]

Spend nothing on car insurance! It’s coming…

“Siri”, you say, “Request Uber to go to the grocery store.”  Seconds before, a sleek, black, electric Uber vehicle dropped off a nearby neighbor and quickly and silently pulls into your driveway and the doors pop open.  You slide into the vehicle and say “Take me to the nearest grocery store.”  The vehicle confirms your [...]

5 Tips For Financial Success For Newlyweds (Or Veteran Lovebirds;-)

Congrats! You met your soulmate and tied the knot. You made it through the engagement, wedding planning, house or apartment shopping, possibly moving, unpacking, the excitement (and fatigue!) of the wedding day, possibly the travel of the honeymoon…and now you’re landed in real life. Swept away from the daily count-down to your wedding, you’re now [...]

Accelerate Your Business Growth!

Greetings entrepreneurs!  I joined the Southeast Virginia Chapter of Entrepreneur’s Organization in 2004.  EO has over 12,000 members in 50 countries and 160 chapters worldwide.  EO members around the world employ over 2.4 Million people.  The organization and its members are an incredible lot, accomplishing amazing things.  Locally, we have over 50 members who are [...]

They Stole $11,000 From Me….And I didn’t Even See It Happening

They stole $11,000 from me. The despicable creatures literally took money right out of my house.  I made a mistake that I hope others can learn from.  Here’s what happened. I purchased a home in 2005 which was in serious disrepair.  It was dated and had lots of damage.  Yet, when I met with my [...]

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